LLC Formation Cost by State Calculator (2026)

The filing fee is the small number

Data verified: Aug 2026 · Source: State Secretary of State fee schedules

Compare LLC cost by state for 2026 — the filing fee is the small number next to annual reports, franchise taxes and publication requirements.

Your details
Required if you want your home address kept off the public record, or if you form outside your home state. Forming out of state usually means registering as a foreign LLC at home too — paying both.
Total cost over the period
Your state vs. the comparison
Cost breakdown
Cumulative cost by year
Years

How this is calculated

Forming an LLC costs a one-off filing fee that ranges from $35 in Montana to $500 in Massachusetts. That number gets all the attention and it is rarely the one that matters.

What matters is the recurring cost: annual or biennial report fees, franchise taxes, and a registered agent if you use one. California charges $70 to form and then $800 every single year in franchise tax. Over five years that is $4,070 against Montana's $115. And a handful of states — New York most notoriously — require you to publish notice of formation in newspapers, which in Manhattan can exceed $1,500 on its own.

Formula
formation = filingFee + publicationCost recurring = annualFee × (frequency == biennial ? years / 2 : years) + registeredAgentCost × years total = formation + recurring if operating outside the state of formation: total += foreign registration filing + that state's recurring fees
Fees shown are cross-checked against Secretary of State schedules. Several aggregators differ by $5 to $30 on online-versus-paper surcharges — confirm on your own state's fee page before filing.

Worked example

A California LLC over five years, with a registered agent at $125 a year.

Formation filing fee$70
Franchise tax: $800 × 5 years$4,000
Statement of Information, biennial$50
Registered agent: $125 × 5$625
Five-year totalabout $4,745

The Delaware and Wyoming myth

Forming in Delaware or Wyoming is constantly recommended online, and for a small business with a single location it is almost always wrong. You must register as a foreign LLC in the state where you actually operate, which means two filing fees, two annual reports and two registered agents. You have doubled your cost and gained nothing. Delaware genuinely suits companies raising venture capital, because investors know its corporate law — that is a specific reason, not a general one.

Where you do business decides where you register

Having an office, employees, or a regular physical presence in a state generally creates an obligation to register there regardless of where you filed. Operating unregistered can mean penalties, back fees, and losing the right to bring a lawsuit in that state's courts.

The publication requirement

Three states require newspaper publication after formation. New York is by far the worst — six consecutive weeks in two newspapers designated by the county clerk, which in Manhattan routinely exceeds $1,500. Arizona exempts Maricopa and Pima counties, covering most of the state's population. Nebraska's requirement is comparatively modest.

The registered agent decision

You can be your own registered agent in your home state if you have a physical address there and are available during business hours. The trade-off is that the address becomes public record and you may be served legal papers in front of customers. A service costs $100 to $300 a year and solves both problems. Outside your home state, a service is effectively mandatory.

Frequently asked questions

Which state is cheapest for an LLC?
Montana at $35 to form and $20 a year is among the cheapest, and New Mexico charges $50 with no annual report at all. But cheapest is only relevant if you actually operate there, because forming out of state means registering as a foreign LLC at home too, and paying both sets of fees.
Should I form in Delaware or Wyoming?
Only if you operate there, or you are raising venture capital and investors expect Delaware for its well-developed corporate case law. For a normal small business with one location, forming in your home state is simpler and cheaper. The out-of-state advice circulating online costs most people money rather than saving it.
What is the most expensive state?
Massachusetts at $500 to form and $500 every year, and California's $800 annual franchise tax charged regardless of whether the business made any profit. New York can be worst overall once its newspaper publication requirement is included, which in Manhattan routinely exceeds $1,500 on its own at formation.
Do I need a registered agent service?
Not in your home state, if you have a physical street address there and are available during business hours. Most people use a service anyway to keep their home address off the public record and avoid being served legal papers in front of customers. Outside your home state a service is effectively mandatory.
What happens if I miss the annual report?
Late fees first, then administrative dissolution, at which point you lose the limited liability protection the LLC existed to provide in the first place. Reinstatement is usually possible but costs considerably more than the report would have, and any lapse in protection during that window is not retroactively cured.
Does an LLC change my taxes?
By default no. A single-member LLC is a disregarded entity that reports on your personal return exactly as a sole proprietorship would, and a multi-member LLC files a partnership return. You can elect S-corp treatment, which may reduce self-employment tax but adds payroll, a separate return and ongoing compliance cost.

Related calculators

Sources
State Secretary of State fee schedules · LLC University — LLC Annual Fees by State (2026-06-10)
Disclaimer
Estimates for general information only, not legal or tax advice. Fees change by legislative session and several sources differ on online-versus-paper surcharges. Verify with your Secretary of State before filing. Consult an attorney on where to form.